ADNAN AA, ZIN SM, AZIZ MIA, ESA JA, RASHID N. Causes of Personal Financial Stress in Malaysia: A Phenomenological Study. CIBG [Internet]. 2021Apr.30 [cited 2025Sep.11];27(2):191-200. Available from: https://textitlejournal.com/cibgp.com/index.php/1323-6903/article/view/918