Wolf, Ishay. “The Expectation for Risk-Sharing Cycle: Theoretical Model and Global Implementation”. Turkish Journal of Computer and Mathematics Education (TURCOMAT) 12, no. 3 (April 11, 2021): 5745–5756. Accessed September 12, 2025. https://textitlejournal.com/turcomat.org/index.php/turkbilmat/article/view/2250.