et. al., Ambika Goyal,. “An Evolutionary Algorithm For Imbalanced Credit Risk Evaluation Using Neural Network”. Turkish Journal of Computer and Mathematics Education (TURCOMAT) 12, no. 9 (April 20, 2021): 3040–3047. Accessed September 12, 2025. https://textitlejournal.com/turcomat.org/index.php/turkbilmat/article/view/4759.